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Find Us on Campus联邦家长+贷款24-25
什么是联邦家长PLUS贷款?
The Federal Direct PLUS Loan Program allows parents of dependent students to borrow low-interest loans to help pay for student educational expenses up to the Cost of Attendance 减去所有其他经济援助.
A PLUS Loan is financial aid that must be repaid with interest, and origination fees, 利息从贷款发放之日起计算. The lender is the U. S. Department of Education. Visit http://studentaid.gov for detailed information from the Department of Education about PLUS Loans, tax benefits 为家长提供建议和直接贷款基础.
Use of Loan Funds
Parents may use the loan money they receive only to pay for their student's educational 支付资金的学校的费用. 在太阳城娱乐，教育费用 include direct school charges such as enrollment and service fees, and indirect expenses including room and board, books and supplies, transportation, and personal expenses. See Cost of Attendance.
常见问题
The repayment period for a PLUS Loan begins on the date the loan is fully disbursed (支付)，因为没有宽限期. 家长PLUS借款人可以联系他们的贷款 服务方请求延期. 可以延期:
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while you or your student are enrolled at least half-time (6 units), and
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for an additional 6 months after the student ceases to be enrolled at least half-time
All eligibility requirements must be met in order to qualify for a PLUS Loan. If you or your student does not meet these criteria, please plan accordingly to help meet 你的学生的学费.
| Eligibility Criteria |
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A FEDERAL DIRECT PLUS APPLICATION IS TO BE COMPLETED BY THE BORROWING PARENT ONLY
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Students who apply for a PLUS loan online and/or complete an application using a parents 资料将被视为已作出承诺 联邦学生援助欺诈 and will be subject to criminal prosecution, termination of financial aid and/or 被太阳城娱乐开除.
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The Butte College Financial Aid Office may request notarized copies of government issued ID to verify identity of borrower if fraud by the student or other family member(s) is suspected. 贷款欺诈将通知监察长办公室(OIG) 怀疑和/或活动.
A FEDERAL DIRECT PLUS APPLICATION IS TO BE COMPLETED BY THE BORROWING PARENT ONLY
- Students who apply for a PLUS loan online and/or complete an application using a parents
资料将被视为已作出承诺 联邦学生援助欺诈 and will be subject to criminal prosecution, termination of financial aid and/or
被太阳城娱乐开除.
- The Butte College Financial Aid Office may request notarized copies of government issued ID to verify identity of borrower if fraud by the student or other family member(s) is suspected. 贷款欺诈将通知监察长办公室(OIG) 怀疑和/或活动
Steps to Apply: 4-步骤联邦直接PLUS贷款申请程序
Step 1: 你的学生必须完成一份 免费申请联邦学生援助(FAFSA) 在本学年参加 and received a 财务援助通知电子邮件 for the current academic year,
which indicates their financial aid file is complete and their eligibility has been
determined.
Step 2: The Parent Borrower only 必须在 http://studentaid.gov and complete a 主本票(MPN) with the U.S. 教育部，使用你的联邦学生援助ID(不是你的 child's). The MPN is a legal document that explains the terms and conditions of the 贷款和约束你偿还贷款和任何应计利息和费用. Parents Borrowers 需要在每个新学年重新申请直接PLUS贷款. 太阳城娱乐学校代码:006972
Step 3: 父借款人必须填写一份 Credit Check with the U.S. Department of Education. 要符合申请家长PLUS贷款的资格， 你不能有不良的信用记录. If you are found to have an adverse credit history, you may still borrow a PLUS Loan if you get an endorser 谁没有这样的经历呢. 背书人是同意偿还贷款的人 loan if you do not. 如果你的PLUS贷款被拒绝，你选择不使用 an endorser, your student may be eligible for additional unsubsidized loan funds.
Step 4: Once Butte College is notified by the Federal Government that a PLUS application is ready for processing, the Financial Aid Office will email a Butte College Supplemental PLUS application to the 借款人的电子邮件地址只在PLUS申请表上列出. We are not able to provide information to anyone other than the borrower to protect confidential information. 您可能会被要求提供经过公证的身份证复印件 核实借款人的身份.
太阳城娱乐处理PLUS贷款支付作为一个 学校的纸质支票, which is mailed to the parent at the address listed on the Butte College PLUS Loan application. 欠比特学院的当前余额将从任何援助中扣除 由太阳城娱乐录取.
You, the borrower, have the right to cancel all or part of your loan or disbursement. 此上诉必须以书面形式提交给财政援助办公室.
利率和费用由国会对每位学者进行调整 year, 每年的7月1日开始. As per changes authorized by the Bipartisan Student Loan Certainty Act of 2013, the interest rate for Direct Loans will be the sum of a uniform "index rate" plus an "add-on" that varies depending on the type of loan (in this case, a PLUS loan taken out by a parent). 贷款利率一旦确定，就适用于银行 贷款期限——也就是说，贷款有一个固定的利率. 因此，家长借贷者 who borrow in more than one award year will likely have a number of fixed-rate loans, 每种都有不同的利率.
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INTEREST RATE |
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利息从支付之日起计算. For a PLUS first disbursed on or after July 1, 2024 and before July 1, 2025, interest rate is 9.08%. |
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LOAN FEE |
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申请费用在支付前自动扣除.
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What kinds of problems could cause my Parent PLUS loan to be delayed or cancelled?
学生的非学位身份
Students must be enrolled at Butte College in an eligible degree or certificate program
有资格申请经济援助，包括学生贷款.
注册时间少于一半(6个单元)
Students must be enrolled in Butte College at least half-time (6 units) for the entire loan term. 开放入学/开放退出和迟开课程必须通过冻结方式添加 dates to be eligible.
缺乏令人满意的学业进步
Students failing to meet required standards of 学业进展满意(SAP)
没有资格获得包括贷款在内的经济援助.
Loans for students on Financial Aid Probation or Excess Units Petitions may be delayed
或者被拒绝，直到他们的学业进步状态得到确认.
Students disqualified for lack of Satisfactory Academic Progress must be reinstated
before they can apply for a loan, and may be subject to reduction or cancellation
of loans.
Students must complete at least six (6) payable units with a "C" or better in the
秋季学期才有资格申请春季贷款部分. 只有春季贷款不会
be approved for students who were enrolled in fall and did not complete six (6) payable
units.
Incarcerated Students
被监禁的学生 not eligible for Direct PLUS Loans.
-A student is considered to be incarcerated if serving a criminal sentence in a federal,
state, or local penitentiary, prison, jail, reformatory, work farm, or similar correctional
机构(不论是由政府或承办商经营).
-A student is not considered to be incarcerated if in a half-way house or home detention
或者被判只在周末服刑.
Operating Hours
Summer Operating Hours
Main Campus:
(May 27 thru August 9)
Mon: 8:00 a.m. - 5:00 p.m.
Tues: 8:00 a.m. - 5:00 p.m.
Wed: 8:00 a.m. - 5:00 p.m.
Thur: 8:00 a.m. - 5:00 p.m.
*第一个和第三个星期四:上午8:30.m. - 5:00 p.m.
Closed Fridays
Chico Center:
(May 27 thru June 7)
Mon: 7:30 a.m. - 5:00 p.m.
Tues: 7:30 a.m. - 5:00 p.m.
Wed: 7:30 a.m. - 5:00 p.m.
Thurs: 7:30 a.m. - 5:00 p.m.
Closed Fridays
(June 10 thru August 9)
Mon: 8:30 a.m. - 6:00 p.m.
Tues: 8:30 a.m. - 6:00 p.m.
Wed: 8:30 a.m. - 6:00 p.m.
Thurs: 8:30 a.m. - 6:00 p.m.
Closed Fridays
Glenn County:
每隔星期二或星期三:下午八点半至六时.m.
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